Allianz is the leading motor insurer in Hong Kong, and we believe our success is down to putting the needs of our people first. We offer quality motor insurance products including Comprehensive, Third Party Only, and Electric Vehicle plans to ensure the right level of protection is available, at a competitive price.

Compare and get your car insurance with Allianz

Allianz Motor Insurance

Comprehensive Motor Insurance Allianz Hong Kong

Covers your car, damage you cause to other people's vehicles or property, plus personal accident, medical expense and other benefits.

 Comprehensive

Third Party Only Motor Insurance Allianz Hong Kong

Coverage for accidents which cause injury or death to a third party, plus damage to others’ property. Damage to your car is not covered.

Third Party Only

Electric Vehicle Tesla Motor Insurance Allianz Hong Kong

Benefits specially designed for EVs. Covers Internal Electric & Electronic Components, Private Electric Charger Replacement & more.

Electric Vehicle

Which car insurance is right for you?

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<div class="item">Third-Party Only</div>
<div class="item">Comprehensive</div>
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<div class="tableRow">
<div class="item">Own Damage</div>
<div class="item">
<p class="mobileTitle">Third-Party Only</p>
<img src="/assets/images/icons/cross.svg" alt="" width="22" height="29" /></div>
<div class="item">
<p class="mobileTitle">Comprehensive</p>
<img src="/assets/images/icons/tick.svg" alt="" width="22" height="29" />Covered up to market value/ sum insured</div>
</div>
<div class="tableRow">
<div class="item">Windscreen / Windows Protection</div>
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<p class="mobileTitle">Third-Party Only</p>
<img src="/assets/images/icons/cross.svg" alt="" width="22" height="29" /></div>
<div class="item">
<p class="mobileTitle">Comprehensive</p>
<img src="/assets/images/icons/tick.svg" alt="" width="22" height="29" />HK$5,000</div>
</div>
</div>

Your Vehicle

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<div class="tableRow">
<div class="item"></div>
<div class="item">Third-Party Only</div>
<div class="item">Comprehensive</div>
</div>
<div class="tableRow">
<div class="item">Third Party Death or Bodily Injury</div>
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<p class="mobileTitle">Third-Party Only</p>
<img src="/assets/images/icons/tick.svg" alt="" width="22" height="29" />HK$100,000,000</div>
<div class="item">
<p class="mobileTitle">Comprehensive</p>
<img src="/assets/images/icons/tick.svg" alt="" width="22" height="29" />HK$100,000,000</div>
</div>
<div class="tableRow">
<div class="item">Third Party Property Damage</div>
<div class="item">
<p class="mobileTitle">Third-Party Only</p>
<img src="/assets/images/icons/tick.svg" alt="" width="22" height="29" />HK$2,000,000</div>
<div class="item">
<p class="mobileTitle">Comprehensive</p>
<img src="/assets/images/icons/tick.svg" alt="" width="22" height="29" />HK$2,000,000</div>
</div>
</div>

Your Liability to Third Parties

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<div class="tableRow">
<div class="item"></div>
<div class="item">Third-Party Only</div>
<div class="item">Comprehensive</div>
</div>
<div class="tableRow">
<div class="item">Personal Accident Protection</div>
<div class="item">
<p class="mobileTitle">Third-Party Only</p>
<img src="/assets/images/icons/cross.svg" alt="" width="22" height="29" /></div>
<div class="item">
<p class="mobileTitle">Comprehensive</p>
<img src="/assets/images/icons/tick.svg" alt="" width="22" height="29" />HK$250,000</div>
</div>
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<div class="item">Medical Expenses</div>
<div class="item">
<p class="mobileTitle">Third-Party Only</p>
<img src="/assets/images/icons/cross.svg" alt="" width="22" height="29" /></div>
<div class="item">
<p class="mobileTitle">Comprehensive</p>
<img src="/assets/images/icons/tick.svg" alt="" width="22" height="29" />HK$10,000</div>
</div>
</div>

Medical Expenses

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<div class="tableRow">
<div class="item"></div>
<div class="item">Third-Party Only</div>
<div class="item">Comprehensive</div>
</div>
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<div class="item">24-Hour Free Towing Service</div>
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<p class="mobileTitle">Third-Party Only</p>
<img src="/assets/images/icons/tick.svg" alt="" width="22" height="29" />HK$2,000</div>
<div class="item">
<p class="mobileTitle">Comprehensive</p>
<img src="/assets/images/icons/tick.svg" alt="" width="22" height="29" />HK$2,000</div>
</div>
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<div class="item">24-Hour Emergency Roadside Assistance</div>
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<p class="mobileTitle">Third-Party Only</p>
<img src="/assets/images/icons/tick.svg" alt="" width="22" height="29" /></div>
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<p class="mobileTitle">Comprehensive</p>
<img src="/assets/images/icons/tick.svg" alt="" width="22" height="29" /></div>
</div>
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<div class="item">No Claim Discount Protection</div>
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<p class="mobileTitle">Third-Party Only</p>
<img src="/assets/images/icons/cross.svg" alt="" width="22" height="29" /></div>
<div class="item">
<p class="mobileTitle">Comprehensive</p>
<img src="/assets/images/icons/tick.svg" alt="" width="22" height="29" />HK$100,000</div>
</div>
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<div class="item">Courtesy Car</div>
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<p class="mobileTitle">Third-Party Only</p>
<img src="/assets/images/icons/cross.svg" alt="" width="22" height="29" /></div>
<div class="item">
<p class="mobileTitle">Comprehensive</p>
<img src="/assets/images/icons/tick.svg" alt="" width="22" height="29" />Max. 5 days up to HK$5,000</div>
</div>
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<div class="item">New for Old Replacement</div>
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<p class="mobileTitle">Third-Party Only</p>
<img src="/assets/images/icons/cross.svg" alt="" width="22" height="29" /></div>
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<p class="mobileTitle">Comprehensive</p>
<img src="/assets/images/icons/tick.svg" alt="" width="22" height="29" />Within the first 12 months of the first registration</div>
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<div class="item">Nil Depreciation on Repairs</div>
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<p class="mobileTitle">Third-Party Only</p>
<img src="/assets/images/icons/cross.svg" alt="" width="22" height="29" /></div>
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<p class="mobileTitle">Comprehensive</p>
<img src="/assets/images/icons/tick.svg" alt="" width="22" height="29" />Within the first 12 months of the first registration</div>
</div>
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<div class="item">Claims Recovery Service</div>
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<p class="mobileTitle">Third-Party Only</p>
<img src="/assets/images/icons/cross.svg" alt="" width="22" height="29" /></div>
<div class="item">
<p class="mobileTitle">Comprehensive</p>
<img src="/assets/images/icons/tick.svg" alt="" width="22" height="29" /></div>
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Additional Benefit

Compare Motor Insurance Plans

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<div class="tableRow">
<div class="item"></div>
<div class="item">Third-Party Only</div>
<div class="item">Comprehensive</div>
</div>
<div class="tableRow">
<div class="item">Extended Coverage for liability caused by the direct usage of a Private Electric Charger</div>
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<p class="mobileTitle">Third-Party Only</p>
<img src="/assets/images/icons/tick.svg" alt="" />HK$2,000,000</div>
<div class="item">
<p class="mobileTitle">Comprehensive</p>
<img src="/assets/images/icons/tick.svg" alt="" />HK$2,000,000</div>
</div>
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<div class="item">Fully Covered Internal Electric &amp; Electronic Components</div>
<div class="item">
<p class="mobileTitle">Third-Party Only</p>
<img src="/assets/images/icons/cross.svg" alt="" /></div>
<div class="item">
<p class="mobileTitle">Comprehensive</p>
<img src="/assets/images/icons/tick.svg" alt="" />Covered up to market value/ sum insured</div>
</div>
<div class="tableRow">
<div class="item">Private Electric Charger Replacement</div>
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<p class="mobileTitle">Third-Party Only</p>
<img src="/assets/images/icons/cross.svg" alt="" /></div>
<div class="item">
<p class="mobileTitle">Comprehensive</p>
<img src="/assets/images/icons/tick.svg" alt="" />HK$5,000; one incident per policy year</div>
</div>
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<div class="item">“New for Old” Replacement Car</div>
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<p class="mobileTitle">Third-Party Only</p>
<img src="/assets/images/icons/cross.svg" alt="" /></div>
<div class="item">
<p class="mobileTitle">Comprehensive</p>
<img src="/assets/images/icons/tick.svg" alt="" />Within the first 12 months of the first registration, even if you are not the first registered owner</div>
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<div class="item">Courtesy Car - Electric Vehicle</div>
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<p class="mobileTitle">Third-Party Only</p>
<img src="/assets/images/icons/cross.svg" alt="" /></div>
<div class="item">
<p class="mobileTitle">Comprehensive</p>
<img src="/assets/images/icons/tick.svg" alt="" />Max. 5 days up to HK$5,000</div>
</div>
</div>

Enjoy Extra Electric Vehicle Exclusive Benefits

Allianz Car Insurance HKTVmall voucher offer

Enjoy a complimentary HKTVmall cash voucher valued up to HK$1000 when you purchase a motor insurance plan directly on this website. Flash Offer ends on 31 December 2023. T&Cs apply. 

Enjoy HKTVmall cash voucher valued up to HK$1000

Enjoy 10% discount on all Motor Insurance plans

Get your car insured with Allianz and enjoy complimentary 24-Hour Emergency Roadside Assistance with a 10% discount. This special offer is exclusive to purchases made on this website. 

Enjoy a 10% discount on all Motor Insurance plans

We are specially customizing complimentary coverage for your Private Electric Charger for Comprehensive motor plans for your Tesla and electric vehicles. Get a quick quote for your electric car insurance today!

Allianz Electric Vehicle Insurance Offer

Motor Insurance Latest Offer

NCD (No Claim Discount) is a discount given to car insurance policyholder who has not filed any claims due to accidents in the previous year. The NCD will be 0% for new car owners or customers who did not have a car insurance policy last year. This is due to no claim record in the previous year. 

What is No Claim Discount (NCD)?

If you're thinking of insuring your car with Allianz, you may be able to bring your NCD from your former insurer with you to reduce the overall cost of your premium.

If I insure with Allianz, will I be able to bring the NCD from the former insurer?

No, NCD is not transferrable to another person except to your spouse, provided your spouse is purchasing a new motor insurance plan with Allianz. This is a one-time transfer and it is non-reversible. After the transfer, your NCD for your existing motor insurance policy will become 0%.

Can No Claim Discount (NCD) be transferrable?

<p>You can request an NCD proof letter by sending an email to <a href="mailto:hkcheckncd@allianz.com?subject=I%20need%20my%20No%20Claims%20Discount%20(NCD)%20proof"><u>hkcheckncd@allianz.com</u></a>.</p><p>Please allow up to two months for us to process your request. Alternatively, you can use your policy schedule and renewal notice.</p>


I need my No Claims Discount (NCD) proof. 

No Claim Discount (NCD)

Car Insurance excess is the amount you need to contribute towards the cost of repairing your car if you make a claim. To make car insurance premiums more reasonable for everyone, we include an excess in your policy.

What is a Car excess?

There are different types of excesses depending on what your claim relates to, who was driving your car and the type of cover you have chosen. If your claim is for more than one accident or event, you or the driver will have to pay the excess for each accident or event. You can find the amount of each excess you’ll need to pay on your Policy Schedule.

How can I know more about the types of excesses?

Car Excess

Yes. 24-hour towing service is automatically embedded into our insurance plans, even if you buy just Third Party Only coverage.

Is there any 24-hour towing service included?

You can name up to 4 drivers in your policy, one main driver plus 3 other drivers.

How many drivers can I name in my policy?

When Your Vehicle is being repaired and immobilized over 48 hours due to an accident, or if it has been reportedly stolen over 48 hours, Allianz will at its own expense and at your request supply a substitute car; the maximum total cost of this benefit will be limited to 5 calendar days and with a daily limit of HK$1,000.

What does Courtesy Car mean (applicable to Comprehensive insurance package only)?

If there is any accidental breakage of glass in the windscreen or in the windows of Your Vehicle provided that there is no other damage to Your Vehicle, a maximum of HK$5,000 (applicable limit per year) will be paid for the repair or replacement of the glass.

What is the Windscreen Replacement Benefit (applicable to Comprehensive insurance package only)?

Benefits & Policy

We are sorry to see you go! You can cancel your Policy with 7 days of written notice.
Termination of Policy shall become effective after the request form is received by the Company. You are entitled to a refund of prorated premium as long as there had been no claims during the current Period of Insurance. Premium refund will be processed within 2 weeks.  <br><br>
<p>Please click
<a href="https://allianzprd-windows.azurewebsites.net/media/wc1jf0dm/20240708_motor-cancellation-form_v2024_en_tc.pdf"><u>here</u></a> to to download the Cancellation form. You can fill out the form digitally, or email it back to <a href="mailto:cs.azhk@allianz.com"><u>cs.azhk@allianz.com</u></a>.</p>

How can I cancel my motor insurance policy?

Any changes to the policy, including sum insured, the details of the insured car, and/or information about the named drivers, should be provided to us at your earliest convenience in order for your Policy to remain effective.<br><br>
<p>Please click <a href="https://allianzprd-windows.azurewebsites.net/media/3ecdydhc/amendment-form_v2024_en_tc.pdf"><u>here</u></a> to download the Amendment form. You can fill out the form digitally, or email it back to <a href="mailto:cs.azhk@allianz.com"><u>cs.azhk@allianz.com</u></a>.</p>

How do I update information on my insurance policy? 

You can name up to a total of 4 Named Drivers including the main named driver.<br><br>
<p>Please click <a href="https://allianzprd-windows.azurewebsites.net/media/yxaju1ma/named-driver-amendment_v2024_en_tc.pdf"><u>here</u></a> to download the Named Drivers Amendment form.
You can fill out the form digitally, or email it back to <a href="mailto:cs.azhk@allianz.com"><u>cs.azhk@allianz.com</u></a>.</p>

How do I add another named driver(s) on to my policy? 

If you sold your car, you can cancel your Policy with 7 days of written notice. You are also entitled to a refund of the prorated premium as long as there had been no claims during the current Period of Insurance.<br><br><p>Please click 
<a href="https://allianzprd-windows.azurewebsites.net/media/wc1jf0dm/20240708_motor-cancellation-form_v2024_en_tc.pdf"><u>here</u></a> to download the Cancellation form. You can fill out the form digitally, or email it back to <a href="mailto:cs.azhk@allianz.com"><u>cs.azhk@allianz.com</u></a>.</p>

I just sold my car, what should I do with my insurance policy? 

You will need to cancel the current policy first, and the new owner will need to submit a new proposal form. 
<p>Download cancellation form <a href="https://allianzprd-windows.azurewebsites.net/media/wc1jf0dm/20240708_motor-cancellation-form_v2024_en_tc.pdf"><u>here</u></a></p>
<p>Download proposal form here <a href="https://allianzprd-windows.azurewebsites.net/media/media/kjbdwbzb/20240708_-proposal-form-azmi40.pdf"><u>here</u></a></p>
<p>You can fill out the form digitally, or email it back to <a href=mailto:"cs.azhk@allianz.com"><u>cs.azhk@allianz.com</u>.</p>


I need to transfer the ownership of my car, what should I do? 

You will need to cancel the current policy first and then submit a new proposal form. 
<p>Download cancellation form <a href="https://allianzprd-windows.azurewebsites.net/media/wc1jf0dm/20240708_motor-cancellation-form_v2024_en_tc.pdf"><u>here</u></a></p>
<p>Download proposal form here <a href="https://allianzprd-windows.azurewebsites.net/media/media/kjbdwbzb/20240708_-proposal-form-azmi40.pdf"><u>here</u></a></p>
<p>You can fill out the form digitally, or email it back to <a href=mailto:"cs.azhk@allianz.com"><u>cs.azhk@allianz.com</u>.</p>


I bought a new car, what should I do?

Please email your existing policy number to<p><a href=mailto:"cs.azhk@allianz.com"><u>cs.azhk@allianz.com</u></a> and we will return with a new quotation to you by email.</p>


I need to change my policy plan coverage (from Third Party Only plan to Comprehensive Plan, or vice versa). 

<p>Your renewal notice will be released <b>one month</b> prior to your current policy expiry date.</p><br><p>Please check back with us if you still do not receive it by that time by sending us an email to <a href="mailto:cs.azhk@allianz.com"><u>cs.azhk@allianz.com</u>.</a></p>Please also ensure to check your email junk box as well in case the renewal notice email is stuck there. 


I haven’t received my renewal notice yet.

We understand the importance of accurately insuring your car without overcharging you. That's why we employ a concept known as Market Value, which helps us ensure that your car is insured as close as possible to its true worth. 

Why can’t I see the Sum Insured on my renewal? 

Policy Renewal, Cancellation or Update

1. Call police immediately<br>
2. Obtain the names and addresses of all parties involved and record all relevant information<br>
3. Notify The Company at the first available opportunity<br>
4. All documents concerning the Accident or loss must be forwarded immediately to The Company<br>
5. For assistance during non-business hours, please call Allianz 24-Hour emergency hotline as specified in the Policy Schedule<br>
6. Do not admit liability or discuss liability issue with any involved third party(ies)<br>

What to do in the event of a Motor Vehicle Accident or loss?

You will receive by email an Allianz policy pack which includes the Policy Schedule and Certificate of Insurance. Such electronic policy documents serve the same purpose as paper copies and you may use them for the said purpose.

Can you provide a hard copy of the policy document as I need to submit it to Transport Department and hire purchase company?

You do not need to submit any supporting documents at the time of purchase. However, before you confirm and pay for the plan, it is a requirement to read and agree to the terms and conditions and declarations, as well as ensure all information given in the application form are true and complete to the best of your knowledge and you have not withheld any material facts which are relevant to or could affect the acceptance of this application by Allianz. Any inaccuracy or non-disclosure may render the policy voidable before. In the event that there is any change in material facts that occurs after the submission of this application but before policy issuance, you shall disclose any such information to Allianz as soon as reasonably possible. <br>
<a href="https://www.personal.allianz.com.hk/en/footer/declarations"><u>See more on declarations</u></a>

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Quick Quote for Allianz Motor Insurance

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